APA format

175 – 265 words

Cite at least one reference

Respond to the following:

Dr. Susan Jones

Class,

Some people do not think of credit cards as borrowing money. If one is paying the monthly balance (i.e. full balance each month) then one can term this process as short-term borrowing. However, using credit for one day is still borrowing. As Wyatt and other students shared, why not wait to borrow from oneself. Unless an emergency arises, I like to use a cash method – pay everything in cash (unless it is a rental car).

Class, thoughts? 

6 hours ago, at 8:31 AM